Walk in with your gold, walk out with cash — same-visit disbursal, fair karat-based valuation, and a secure vault for every ornament we hold.
Bring in your gold jewellery and get an on-the-spot valuation based on current market rates and purity.
Once your gold is weighed and appraised, the loan amount is transferred or handed over the same visit.
Just valid ID proof and the ornament itself — no lengthy forms, no waiting on approvals.
Your gold stays under lock in a monitored vault until the loan is repaid and it's returned to you.
Choose a repayment schedule that suits you, with the option to renew or close the loan anytime.
Every gram is weighed and every karat checked in front of you — no hidden deductions.
Slide to your ornament's weight and choose its purity. This gives you a working figure — your final loan amount is confirmed after in-person appraisal at the counter.
Your gold is weighed and its purity checked in front of you, so the number you're offered is one you understand.
Most loans are appraised and disbursed within the same visit — no returning the next day for cash.
Every ornament is stored securely until you're ready to repay and reclaim it — no shortcuts on safekeeping.
Walk in on Ashok Arcade, Pallinada, and speak directly with the people who'll be holding your gold.
"People don't hand over their gold to a company. They hand it to someone they trust to give it back."
— MJM Gold Loan, Cochin